Buying a farm in Mallorca

The idea of owning a farm in Mallorca attracts many people from home and abroad. With its beautiful nature, mild temperatures and diverse agricultural opportunities, the island is a unique choice for anyone who wants to enjoy life in the countryside. So if you want to buy a farm, you should take a closer look at Mallorca as a location.

Why buy a farm in Mallorca?

Mallorca is known for its sunny days, crystal-clear beaches and picturesque landscapes, which attract thousands of visitors every year. But the island has much more to offer than its appeal as a holiday destination: Mallorca has become a popular choice for long-term residents and expats who appreciate the mild Mediterranean climate and special quality of life. With more than 300 days of sunshine a year and temperatures that remain pleasantly mild even in winter, Mallorca offers ideal conditions for comfortable outdoor living all year round.

The island offers an excellent infrastructure that makes everyday life possible at a high level. From well-developed healthcare with numerous private and public clinics to international schools and a lively cultural life, Mallorca leaves nothing to be desired. The Balearic island is particularly attractive for families and retirees, as it combines a relaxed, Mediterranean lifestyle with all the comforts of modern life. Mallorca is also characterised by a lively community life: Expatriates and locals combine in a unique mix that makes the island a warm and cosmopolitan place.

Advantages of country life on Mallorca

For many people, living on a farm or a finca in the interior of Mallorca is the epitome of tranquillity and idyll. Living on a country estate means escaping the hustle and bustle of everyday life and living in harmony with nature. The traditional fincas, often built in a rustic style and with loving attention to detail, exude an incomparable charm and are usually spacious. These properties not only offer plenty of space for families and guests, but also the opportunity to live self-sufficiently and produce your own food - from vegetables and olives to wine.

The breathtaking landscapes in which many farms are located offer spectacular views of the Mediterranean or the Tramuntana mountains, a UNESCO World Heritage Site. Those who live here can spend their leisure time actively in nature - be it hiking, cycling or growing fruit and vegetables in their own garden. The high recreational value and natural surroundings make rural life on Mallorca a healthy and decelerated lifestyle that is particularly appreciated by people looking for a high quality of life and a sustainable living environment.

Growing demand for agricultural properties

The demand for rural properties on Mallorca, especially farms and fincas, has increased considerably in recent years. These properties are not only considered attractive investments, but also offer a wide range of potential uses. Many buyers, including international investors, recognise the potential in agricultural land, the value of which is constantly increasing. In addition to the unique charm and exclusive character that such properties offer, they can also represent lucrative sources of income.

A key driver of this demand is the opportunity to combine agriculture with tourism - particularly through agritourism. Many estates offer the potential to be converted into holiday accommodation that brings holidaymakers closer to authentic Mallorcan country life. This mix of tourism and agriculture makes agricultural properties particularly valuable and sustainable. With the combination of the exclusive lifestyle and the additional income opportunities, owning a finca or farm on Mallorca is not just a property purchase, but an investment in a unique lifestyle concept.

The types of farmhouses on Mallorca

Mallorca offers a wide variety of farms and country houses that combine the traditional, rustic flair of the island with modern living requirements. Anyone looking to buy a farmhouse in Mallorca can choose between different types of properties, each with their own character and charm. From historic fincas and productive farms to renovated properties with contemporary features - the choice is large and varied.

• Traditional Mallorcan finca: A Mallorcan finca is usually a rustic country house with thick stone walls, wooden beams and charming details such as handmade tiles and patios. These buildings are often hundreds of years old and exude an authentic atmosphere that reflects the Mallorcan way of life. Traditional fincas offer a unique opportunity to live in harmony with nature while enjoying the historic architecture and cultural heritage of the island.
• Agricultural farms and production facilities: In addition to residential fincas, there are numerous farms on Mallorca that are used specifically for agriculture. These farms are often dedicated to the production of olives, almonds, wine or livestock. These farms are particularly suitable for those who are interested in farming and want to continue running a business. They often offer larger areas of land that are already suitable for cultivation, as well as specialised equipment and buildings such as warehouses or stables.
• Modern country houses and renovated properties: More and more buyers are looking for renovated fincas or modern country houses that offer the best of both worlds: rustic charm and modern amenities. These properties often have well-equipped kitchens, modern bathrooms, swimming pools and other extras that make life in the country more comfortable. This type of property is particularly suitable for people who want to live on the island long-term without having to sacrifice the practical advantages of modern construction.

Finding the right farm

Choosing the right farm in Mallorca depends on many factors, including the region, the type of land and personal needs. The different regions on the island offer different advantages, which are suitable for different agricultural projects depending on the climatic and landscape characteristics as well as the existing infrastructure options.

Regions and their characteristics

Choosing the right region on Mallorca is crucial and often depends on individual preferences and the planned agricultural activities. Mallorca offers a wide range of options, from coastal areas to mountainous regions and extensive plains:

• Tramuntana Mountains: The impressive Tramuntana Mountains in the north-west of Mallorca are known for their spectacular landscapes, mild climate and excellent suitability for olive and almond cultivation. This region offers mountain panoramas and charming villages such as Deià or Valldemossa, which reflect the authentic Mallorca.
• Central Plain (Pla de Mallorca): The central plain of Mallorca, also known as the ‘Pla de Mallorca’, is less touristy and offers excellent conditions for agriculture on larger areas. This region is ideal for arable and livestock farming and has high agricultural potential due to its fertile soil.
• South-east Mallorca: The south-east of the island is home to some of the most beautiful beaches in Mallorca and is particularly popular for wine-growing and agrotourism. Regions such as Santanyí and Felanitx offer charming surroundings and attract not only tourists but also wine lovers who want to plant their own vineyards.

Estate agents and marketplaces

To find the perfect farmhouse, working with an experienced estate agent is crucial. There are numerous agents in Mallorca who specialise in buying and selling country estates and fincas, offering valuable knowledge of regional features and property values. 

A local estate agent offers the additional advantage of knowing the specific conditions of the island and guaranteeing personal support. This is where our property experts at KENSINGTON Arta come into play. As specialists in buying and selling property in Mallorca, we offer comprehensive advice and insight into the island's property market, particularly in the north-east of Mallorca. At KENSINGTON Arta, we have in-depth local knowledge and can guide you through the process of choosing the right farmhouse. From the first viewings to the final contract, we are your reliable partner and can provide you with comprehensive advice on all matters relating to licences, renovation options and agricultural use.

Viewing and important factors in the selection process

Viewing a potential farm is a crucial step. It is important to look at the condition of the buildings, the quality of the soil, the water supply and the infrastructural connections. Make sure that the soil is suitable for the planned agricultural activities and that a constant water supply, for example through wells or cisterns, is guaranteed. You should also familiarise yourself with the neighbours and the surrounding area to ensure that the location and infrastructure meet your expectations.

Our property experts at KENSINGTON Arta will assist you with these viewings and, on request, will check all relevant documents, such as land register extracts and existing building and usage licences. In this way, we ensure that all legal and practical requirements for your dream of owning a farm on Mallorca are met.

Legal situation and licences for the purchase

Buying a farm on Mallorca is an exciting endeavour, where legal and bureaucratic aspects need to be taken into account in addition to individual requirements. With agricultural properties in particular, it is important to familiarise yourself with the applicable regulations to ensure that the planned project can be successfully implemented in the long term.

Requirements for buying property as a foreigner

As an EU citizen, you have the right to buy property in Spain. Buyers from non-EU countries can also buy a farm in Mallorca without any problems as long as they have all the necessary papers. An important step is to apply for a NIE number (Número de Identificación de Extranjero), which is required for all property transactions in Spain. A lawyer can be of great help when applying for this number and checking the documents.

Special building regulations for agricultural land

The purchase of agricultural property in Mallorca is subject to special building regulations. This means that agricultural land is often not authorised for new buildings in order to protect rural structures. Renovation work is generally permitted, but new buildings and extensions require special authorisations. This is particularly relevant for buyers planning to extensively renovate or extend the farm.

Environmental regulations and nature reserves

Some agricultural land on Mallorca is located in nature reserves, which means that strict environmental protection regulations apply. If your farm is located in such an area, you must ensure that all agricultural activities comply with environmental regulations. This includes, among other things, requirements for water use, soil conservation and compliance with certain cultivation specifications in order to protect nature.

The financing

Buying a farmhouse in Mallorca is not only an emotional decision, but also a significant financial investment. The cost of purchasing and maintaining such a property can vary greatly depending on the region, size and condition. Before planning to buy a farmhouse, it is advisable to familiarise yourself with the price factors and to thoroughly consider the financing options as well as the running costs.

Farmhouse prices vary greatly depending on location, size, condition of the buildings and facilities. A simple country house in a less touristy region can start from around 300,000 euros, while luxurious fincas in popular areas such as Deià or Valldemossa often cost several million euros. Other factors such as existing agricultural facilities, cultivation possibilities and the distance to towns or beaches can also influence the price. 

Options & costs

Many banks in Mallorca offer mortgages for foreign buyers. As a rule, a deposit of 20 to 30% of the purchase price is required. Some buyers also opt for financing through their home bank in their home country, which may have tax advantages. It is worth comparing the various options and loan terms and possibly consulting a financial advisor who is familiar with the Spanish property market.

The running costs of owning a farm include property tax, water and electricity costs, maintenance, insurance and any staff wages if farming activities are planned. You should also factor in costs for regular renovations and maintenance, as rural properties usually require more upkeep than urban flats.

FAQ: Buying a farm in Mallorca

What licences do I need to use or convert agricultural land on Mallorca?
Special permits are often not required for agricultural use, but if you want to convert or extend the farm, you will need planning permission. In nature reserves, the conditions are stricter and there are often restrictions to protect the environment. You should therefore plan in advance which uses and building projects are permitted.

How much does a farm on Mallorca cost?
The costs vary greatly and depend on the location, size and condition of the property. A simple country house in less touristic areas can cost from around 300,000 euros, while fincas in regions such as Deià or Valldemossa can reach several million euros. Factors such as agricultural facilities or existing renovations also influence the price.

What running costs will I incur after the purchase?
Running costs include property tax, water and electricity charges, insurance, maintenance costs and any labour costs for agricultural activities. You should also plan an amount for renovations and regular maintenance, as rural properties often require more work than urban homes.

Can I use my farm for tourism purposes?
Yes, this is often possible, especially in the context of agritourism. However, the necessary licences must be obtained and certain conditions apply in order to preserve the agricultural character of the property. KENSINGTON Arta will be happy to advise you on this and help you clarify the legal requirements.

Are there any subsidy programmes for organic farming in Mallorca?
Yes, there are various support programmes and subsidies for organic farming. Especially in nature conservation areas and for organic farms, there are subsidies available to support the implementation of environmentally friendly farming practices and technologies.